Easy tips to increase your credit
First, never cancel a credit card that is more than 2 years old. Having a “seasoned” account, one that is more than 2 years old is a big plus for you. Next, increase your maximum allowable credit limit. In other words, if you have a credit card that is close to its maximum balance, call the credit card company and ask them to increase the credit limit.The credit bureaus don’t like to see maxed out credit. Tell them you would
like them to do this without pulling your credit. You should also spread out your balances among your cards. trying to keep the ratio between card balances and credit limit to 30% or less.
If you are even considering buying a new home or refinancing, let’s take a look and see if we need to do some work to get your credit score up to its highest possible point. Since lower scores mean higher interest rates, even a few lost points on your credit score could cost you tens of thousands of dollars in wasted interest payments. Don’t wait, call or email me soon to schedule your complimentary credit review. I am here to help improve the
quality of your life and to save you some of your hard earned money. Thanks again for letting me enter your world each week and thanks for the referrals of your friends and family. I appreciate it and so do they