Iowa Mortgage

Home Purchases

There are many different Iowa mortage loan programs to choose from, which makes it extremely difficult to choose the right one.

We can help you quickly and easily decide! First you need to think about how long you plan to keep the loan. If you plan on selling the house in a few years then an adjustable rate or balloon loan will work. If you plan to keep the house for a longer period then a fixed loan is the way to go.

FHA Home Loans

If you are a first time home buyer or have bought a home before and have less than perfect credit this may be the program for you. Call us for details.

VA Loans

No money down loans with no PMI are available for eligible veterens.

USDA Loans

No money down loans with no PMI are available for properties located in an eligible rural area as defined by USDA.

Investment Property

Investor loans are used to finance 1-4 family properties that will be for investment. These programs have many variations such as No Doc, Limited Doc, and Full Doc. It's possible to receive an investment loan with no down payment, however most require 10% down.

High Debt Ratio Loans

High debt ratio is a term used for individuals paying more than 50% of their income each month towards debt. Loans are still available to people in this group, and you may still be able to purchase a home with no down payment!

A Thru D Loans

A Thru D Loans are primarily aimed at individuals with varying degrees of past credit problems. At Hall Lending Group we specialize in helping people with past credit problems, and look forward to working with you.