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FHA Loan Requirements

We Are Hall Lending Group

Hall Lending Group was created by Hope Hall with one mission in mind: to provide customers with the best home loan experience possible. For nearly two decades, we have been helping families meet their goals of home ownership with the best interest rates and loan programs available. We care about more than just your home loan. We take pride in making lending easy. We understand that family is important and that you want what is best for them. We make lending easy because you want to be the hero that gave your child their own backyard. We make lending easy because you want to spend more time with your family and less time on paperwork. We make lending easy because YOUR TIME MATTERS.

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FHA Loan Requirements

Borrowers who are interested in buying a home will find that the FHA loan requirements are not impossible to achieve. The requirements are set by the Federal Housing Authority. If you have a steady employment history or have worked for the same employer for at least the past two years, you are already ahead of the game. Lenders do like to see that you are able to start with something and stick with it. It makes it easy for them to believe that you will enter into a mortgage agreement and actually see it through to the end. In other words, they do not see a bankruptcy or a foreclosure in your future because they can see you have a steady income. Yes, things may happen along the way that may throw a wrench in your plans, but you do not have to worry. You have proven that you are not afraid to work for what you want, and you will do everything you can to make your dreams a reality. Steady employment makes you a good risk for a loan.

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